Pension Fund Reform: How Africa Can Turn Its Largest Capital Pool Into a Developmental Engine In our last article, we uncovered a reality many overlook: Let explores how reforming pension laws could unlock Africa’s strongest development engine. 1️⃣ Why Pension Fund Reform Is Urgently Needed Africa has the capital to fund major development goals, roads, […]
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Why Are 350 Million Africans Still Unbanked? Roughly 350 million Africans remain unbanked, and the reasons are deeper than technology gaps. Four structural barriers keep millions outside the financial system: 1. High Banking Costs Traditional banks charge fees that are simply too expensive for low-income households. Minimum balance requirements, ATM charges, and maintenance fees push
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Why Are Interest Rates So High in Most African Countries? Across the continent, interest rates remain among the highest in the world often 15% to 30% for SMEs and households. But this is not accidental. Three structural forces keep borrowing costs high and limit access to affordable finance. 1️⃣ High Cost of Capital: Many African
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Scaling Digital Microfinance Across Africa 🗓 Event Details 📅 Date: Wednesday, October 22, 2025 🕓 Time: 11:00 AM CAT (UTC +2) | 10:00 AM WAT (UTC +1) | 1:00 PM GST (UTC +4) 📍 Venue: Online Hybrid Broadcast 🌐 Live Stream: facebook.com/share/17URAzXBYs/ Connecting from: Douala 🇨🇲 | Lusaka 🇿🇲 | Johannesburg 🇿🇦 | Dubai 🇦🇪
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Despite the significant progress made in expanding mobile money across Africa, true financial inclusion goes beyond access it requires understanding. For millions of Africans, especially in rural or underserved communities, mobile wallets are the first touchpoint with formal financial systems. But without the knowledge to use them wisely, the potential for transformative impact remains limited.
Continuation from our previous presentation by Credit Africa Across Africa, fiscal pressures are mounting. While home to 1.4 billion people and some of the world’s fastest-growing economies, rising debt levels are threatening progress toward sustainable development. In 2024, African governments spent $163 billion on debt servicing double what they paid a decade ago. Today, 16.7%
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As Africa continues to experience rapid growth in mobile phone adoption, mobile money solutions have emerged as a key driver of financial inclusion. However, the question remains: can mobile money solutions alone drive financial inclusion in Africa? The Potential of Mobile Money Solutions Mobile money solutions have revolutionized the way Africans access financial services, providing
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