Why Do SMEs Struggle to Access Loans in Africa? Small and Medium Enterprises (SMEs) are the heartbeat of Africa’s economy, representing over 90% of all businesses and contributing 40% of the continent’s GDP. They employ 60–80% of Africa’s working population, making them the primary drivers of job creation and innovation. Yet despite this importance, over […]
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Pension Fund Reform: How Africa Can Turn Its Largest Capital Pool Into a Developmental Engine In our last article, we uncovered a reality many overlook: Let explores how reforming pension laws could unlock Africa’s strongest development engine. 1️⃣ Why Pension Fund Reform Is Urgently Needed Africa has the capital to fund major development goals, roads,
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Why Are 350 Million Africans Still Unbanked? Roughly 350 million Africans remain unbanked, and the reasons are deeper than technology gaps. Four structural barriers keep millions outside the financial system: 1. High Banking Costs Traditional banks charge fees that are simply too expensive for low-income households. Minimum balance requirements, ATM charges, and maintenance fees push
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