Our Services
Comprehensive financial solutions designed to empower individuals and businesses across Africa.From personal savings to business loans, we are your partner in growth.
$500k+
Total Raised
15%
Average ROI
700+
Lives Impacted
4
Countries
Core Financial Products & Services
Micro Loans
Quick, accessible loans designed for individuals and small businesses to meet urgent needs or invest in growth opportunities.
- Business & Agriculture Loans
- Personal & Consumption Loans
- Real Estate & Housing Loans
- Education & Emergency Loans
Micro Savings
Flexible savings solutions that help you build financial security with no minimum balance requirements and competitive interest rates.
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Low minimum balance
Micro Insurance
Affordable insurance coverage protecting you and your family against unexpected events and financial shocks.
- Pays for unexpected events
- Provides affordable premium options
- Covers your entire family
- Protects against financial shocks
Mobile Payment
Seamless digital payment solutions enabling you to pay bills, purchase goods, and transact safely from your mobile device.
- Pays your bills instantly
- Encrypted transaction data protection
- Purchases goods anywhere safely
- One-tap checkout for speed
Currency Exchange
Competitive currency exchange rates for multiple African and international currencies with transparent pricing.
- Fast international currency conversion
- Low, upfront transfer fees.
- Secure, encrypted transaction platform.
- Live, transparent exchange rates.
Money Transfer
Fast, secure, and affordable money transfer services for domestic and international transactions with real-time processing.
- Sends money internationally instantly
- Ensures secure transaction protection
- Offers affordable transfer fees
- Processes domestic transactions real-time
Njangi Groups
Digital transformation of traditional savings groups, making collective saving and lending more organized and secure.
- Transparent, shared group ledger
- Organized rotational payout system
- Secure digital loan disbursement
- Automated, scheduled contribution collection
Financial Literacy
Free educational programs and resources to help you make informed financial decisions and build lasting wealth.
- Empowers informed financial decision-making
- Provides free wealth-building knowledge
- Helps build lasting personal wealth
- Offers accessible financial education resources
Micro Loans
Quick, accessible loans designed for individuals and small businesses to meet urgent needs or invest in growth opportunities.
Key Features
- Business & Agriculture Loans
- Personal & Consumption Loans
- Real Estate & Housing Loans
- Education & Emergency Loans
- Contract Financing Overdraft Facilities
- Contract Financing Overdraft Facilities
Micro Savings
Flexible savings solutions that help you build financial security with no minimum balance requirements and competitive interest rates.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Micro Insurance
Affordable insurance coverage protecting you and your family against unexpected events and financial shocks.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Mobile Payment
Seamless digital payment solutions enabling you to pay bills, purchase goods, and transact safely from your mobile device.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Money Transfer
Fast, secure, and affordable money transfer services for domestic and international transactions with real-time processing.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Currency Exchange
Competitive currency exchange rates for multiple African and international currencies with transparent pricing.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Njangi Groups
Digital transformation of traditional savings groups, making collective saving and lending more organized and secure.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Financial Literacy
Free educational programs and resources to help you make informed financial decisions and build lasting wealth.
Key Features
- Competitive interest rates (up to 6%)
- Deposit contracts for fixed terms
- Special accounts for children
- Group and corporate accounts
- Low minimum balance
Ready to Experience Better Banking?
At Credit Africa, every member matters. Whether you’re a farmer, teacher, trader, or student, we’re here to support your journey. Join a trusted community where your goals are our priority. Step into a brighter financial future—with Creadit Africa by your side.
Future & Advanced Services
Digital Ecosystem Solutions
Credit Africa One
A universal digital financial passport utilizing biometric and blockchain-based financial ID. This integrates mobile money, fintech wallets, and local currencies, allowing any African to open or access banking services anywhere in Africa.
Salvation AI
Africa’s Financial Intelligence Engine, providing personalized, AI-driven financial literacy education in local languages, personalized savings and investment coaching, and predictive insights built specifically for African economies.
TradeConnect
A digital cross-border trade platform aligned with the AfCFTA, connecting SMEs, investors, and suppliers across African markets with integrated financing.
WealthLink
A micro-to-macro investment platform for Africans and the diaspora to invest directly in Africa’s transformation.
Community Hubs
Smart financial centers in urban and rural areas combining digital services with financial literacy education and entrepreneurial support.
EduFin
A digital learning hub embedded in the Credit Africa app, providing gamified financial literacy and entrepreneurship training.
Crowdfunding
- Peer-to-Peer Lending: Connect with investors and borrowers in a secure and transparent platform.
- Campaign Funding: Raise funds for your project or business idea.
- Community Funding: Support local initiatives and projects that benefit your community.